List of Judicial Foreclosure States

List of Judicial Foreclosure States is very important for real estate investors, because this list will help them in avoiding from entering into a foreclosure process. We updated the list of judicial foreclosure states for 2021. If you need an official one, contact the Office of the Clerk of the court in your local state. If you are looking for a suitable state to invest, then you must ensure that it is one of the listed states in the list of judicial foreclosure states. We don't offer legal aid and each situation is unique, so it'a always a good idea to get help from professional foreclosure attorney.

Main Difference Between Judicial vs Non-Judicial Foreclosure

A judicial foreclosure takes longer because it goes through the legal system. It also carries more risks for the owner. This is because the lending institution is given the right to proceed with the sale based on what they deem to be appropriate "climbing" (which means the property has fallen into disrepair).

A non-judicial foreclosure is much faster. The bank will sell the house in just a few days, generally less than a week, depending on the local courthouse. This allows the owners to move out quickly. However, there is still time for the owners to contest the foreclosure. It is important to remember that this is not the same as a "buyer's remorse". If the owners do not end up winning their foreclosure, they do not have to pay back the lender.

However, many owners who are faced with a judicial foreclosure have become quite knowledgeable about the process. They understand the steps that need to be taken and the type of paperwork that is required. The key is knowing when to fight the foreclosure and when to fold. Some owners find it helpful to hire an attorney to represent them in court. Owners should consider hiring an attorney if they cannot afford to go to court and are facing a non-judicial foreclosure.

States with judicial foreclosure properties available for sale full list for 2021:

 These states have seen huge increases in homes that are going into judicial foreclosure because of nonpayment by the homeowners. In many cases the home owners have missed their mortgage payments for months or even years. If you miss your mortgage payment, you run the risk of losing your home to foreclosure. A lot of people end up in a bad situation because of this. It is a good idea to look at these states with judicial foreclosure properties for sale so that you can see what the foreclosure rates are like in your area.


The government often enters into an agreement with the mortgage holder to sell a home in a foreclosure auction. A few months before the auction starts the auction begins and the highest bidder gets first pick at the property. The highest bidder usually wins the auction and becomes the new owner. You can go to any real estate agent to find out more about these auctions.

Most states from the list of judicial foreclosure states have a real estate board that handles foreclosed property auctions. These boards are responsible for regulating all foreclosed sales and the public's access to these auctions. They are also responsible for keeping track of the properties that are being sold and who they belong to. States with judicial foreclosures have strict rules on these auctions. For example, they can only be held if there is a lawsuit filed against the homeowner.

The public can attend auctions and place bids on certain properties. The person who has the highest bid at the end of the auction will get the property. There are some states that allow bidders to inspect the property before the auction and if the inspector finds a problem with the property then the bidder can make a counter bid.